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Home loans eligibility

Documents required with loan application form: (Self-Employed cases)

 
Common Documents Partnership
1. Updated Bank Pass Book / Statement of accounts for last 6 months (Xerox)
2. Ration Card (Xerox)
3.Business Profile: A note on business mentioning nature of business mentioning nature of business, list of clients, suppliers, staff strength, geographical spread, etc.
1. Copy of Partnership Deed
2. 3 yrs P & L a/c, B/S, Computation of income certified by CA.
3. Individual Computation of Income and tax returns for last 3 yrs.
Proprietor / Professional Pvt. Ltd. Company
1. 3 yrs P & L a/c, B/S, Computation of income certified by CA
2. Income Tax return file statement for 3 yrs.
1. Remuneration certificate
2. Board resolution for fixing remuneration.
3. Company's annual report
4. Individual IT returns for last 3 yrs.

Documents required with loan application form: (Employed cases)

1. Latest Salary Certificate / Slip in original
2. Form no.16 A (TDS Form) from Employer (Xerox)
3. Certificate from Employer for any other allowances which is not reflected in salary slip (in original) 4. Updated Bank Pass Book / Statement of accounts for last 6 months (Xerox)
5. Voter I.D. card or Company's I.D. or Passport (Xerox) or Ration Card (Xerox)
6. Passport size Photograph of applicant & co-applicant

 

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